Hope for a Positive Outlook on Florida’s Property Insurance Market.

As the third-largest state in the United States, Florida is no stranger to natural disasters. Having seen its fair share of hurricanes and flood damage, it’s no surprise that the property insurance market in Florida has been unstable for some time. But with recent reforms passed by the legislature, there may be a glimmer of […]
What Senate Bill 2A Means for Florida Homeowners

Senate Bill 2A is an important piece of legislation that brings greater protection and fairness to property owners in Florida. This bill shortens the amount of time policyholders have to report a claim, prohibits assignment of benefit contracts, and reforms insurance lawsuits – all providing more rights and freedoms for homeowners when it comes to […]
Homeowners Insurance Rates Going Up

Homeowners’ insurance rates have been on the rise in recent years. The Short Version: The High Cost of Homeowners Insurance According to a recent report from SafeHome, 43% of homeowners say they have seen an increase in their premiums in the past year. One-in-ten plan to switch carriers near-future – most of them to combat […]
Home Insurance Crisis in FL: Thousands Being Dropped

It’s no secret that Florida is in the midst of a home insurance crisis. Home insurance companies are dropping thousands of Floridians from their policies, and state lawmakers are scrambling to find a solution. Later, in May 2022, they’re holding a special session to try and resolve the issue. At the Culbertson Agency, this has […]
Best Fort Myers Home Insurance Rates & Companies

The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.
Best Cape Coral Home Insurance Rates & Companies

What are the best Cape Coral home insurance rates and companies? It’s important to find out before you buy a new home. With so many different homeowners insurance providers, it can be difficult to find the most affordable rates. Let us help you figure this out with our list of top 4 Florida home insurers […]