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Protect your home with Florida flood insurance, essential due to our state’s storm and rainfall risks. Our policies provide extensive coverage, affordable premiums, and quick claims processing.
Flood insurance is a specialized type of property insurance that covers your home and its contents against damage caused by flooding. Given Florida’s susceptibility to hurricanes, tropical storms, and heavy rainfalls, flood insurance is a crucial safeguard for homeowners in the state. Unlike standard homeowners insurance, flood insurance specifically addresses flood-related damages, ensuring comprehensive protection for your property.
Flood insurance provides robust protection for both the structure of your home and its contents. Here’s a breakdown of what it typically includes:
The cost of flood insurance can vary significantly based on factors such as location, flood risk, and the structure of your home. On average, flood insurance in Florida costs around $781 per year. However, rates can be lower in some counties, such as:
Flood insurance is not just about compliance with mortgage requirements; it’s a vital investment for the following reasons: