Best Fort Myers Home Insurance Rates & Companies

The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.
Best Cape Coral Home Insurance Rates & Companies

What are the best Cape Coral home insurance rates and companies? It’s important to find out before you buy a new home. With so many different homeowners insurance providers, it can be difficult to find the most affordable rates. Let us help you figure this out with our list of top 4 Florida home insurers […]
Does Florida Homeowners Insurance cover Detached Garage?

That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?
Is My Fence Damage Covered by Home Insurance in SWFL?

Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed some of your fencing. Is this damage covered by your homeowners insurance policy?
How to Protect Your Car from Lovebugs

It’s love bug season again…
Our windshields and grilles will soon be covered with the splattered remains of those little black-and-orange insects. Sometimes, there’s so many of them that it looks like you’re driving through black smoke or it sounds like it’s raining on your car.
Why Millennials Can’t Afford to Miss Out on Life Insurance

If you were born between 1978 and 1998, you’re a Millennial according to the media (no matter how much you HATE being called one). You’re probably in a stage of life where you’re settling down, buying a house, having some kids, and working to further your career.
Does Florida homeowners insurance cover natural disasters?

Many homeowners choose a broad-range policy, often called an HO-3, because of the policy protects against a wide array of perils, unless it details specific exclusions. Some natural disasters like lightning strikes, windstorms and hail are usually covered by homeowners insurance, but earthquake and flood damage are often excluded,
How to Prevent Water Damage from a Leaking Water Heater

In order to prevent this kind of damage, you must be mindful of your water heater’s condition. Here’s some important things to look for when protecting your SWFL home:
What Factors Affect Your Life Insurance Premiums

The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.
Is My Fence Damage Covered by Homeowner’s Insurance in Southwest Florida?

As a homeowner, you most likely already have homeowners insurance. Luckily, for the past few years, you haven’t had to make any claims. That is until a hurricane or powerful summer storm affects your property. Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed […]