Is My Fence Damage Covered by Homeowner’s Insurance in Southwest Florida?
As a homeowner, you most likely already have homeowners insurance. Luckily, for the past few years, you haven’t had to make any claims. That is until a hurricane or powerful summer storm affects your property. Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed […]
What Factors Affect Your Life Insurance Premiums
The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.
Does Florida homeowners insurance cover natural disasters?
Many homeowners choose a broad-range policy, often called an HO-3, because of the policy protects against a wide array of perils, unless it details specific exclusions. Some natural disasters like lightning strikes, windstorms and hail are usually covered by homeowners insurance, but earthquake and flood damage are often excluded,
How to Prevent Water Damage from a Leaking Water Heater
In order to prevent this kind of damage, you must be mindful of your water heater’s condition. Here’s some important things to look for when protecting your SWFL home:
Top 12 Causes of Death in the U.S.
For more than 30 years, the U.S. Centers for Disease Control and Prevention (CDC) has been collecting and examining causes of death.
Does Auto Insurance Cover LoveBug Damage?
It’s lovebug season in southwest Florida. Does your auto insurance cover damage by lovebugs?
Florida Home Insurance Factors: The Top 7 Things That Affect Your Premium
No one wants to pay more for Home Insurance than they have to, especially in a state like Florida where homeowners insurance has a few unique things to consider.
10 Things your Homeowners Insurance Probably Doesn’t Cover
Before you choose a plan, make sure you realize what is and isn’t covered by your standard homeowners insurance policy. Even if you already have a great plan, it’s always good to be prepared.
Thin Blooded Floridians; Truth or Trick?
This past week I heard a lot of complaining about how cold it was. Of course our temps were nothing compared our northern neighbors who saw recording breaking lows, some nearly 100 degrees colder than SWFL.
Be Careful of This Clause If You Have to File a Homeowners Insurance Claim
Your life back to normal… That’s all you want after you’ve experienced loss or damage to your home. Contractors also know this and some will take advantage of you during this difficult time by inflating your repair costs and having you sign a contract that includes something called an Assignment of Benefits (AOB) Clause. Even if […]