When is it Time to Replace Your Roof?
Your roof is one of the most important parts of your home. It protects you and your belongings from the weather, so it’s important to make sure it’s in good condition. If you’re not sure whether or not you need a new roof, keep reading. We’ll discuss some common signs that indicate it’s time for […]
Should I Get Solar Panels? Are solar panels worth it?
There is a lot of talk about solar panels lately. More and more people are considering adding solar to their homes, but there are still some misconceptions about solar. In this article, we will answer some of the most common questions about solar panels. We will discuss the pros and cons of solar, and help […]
Home Insurance Crisis in FL: Thousands Being Dropped
It’s no secret that Florida is in the midst of a home insurance crisis. Home insurance companies are dropping thousands of Floridians from their policies, and state lawmakers are scrambling to find a solution. Later, in May 2022, they’re holding a special session to try and resolve the issue. At the Culbertson Agency, this has […]
“I Had St. Johns Insurance, So Why Am I Getting Slide Insurance?”
By now, you may have heard that St. Johns Insurance Company—one of the insurance carriers that we here at the Culbertson Agency write home insurance through—went belly up… But what does that mean if you were insured by them? Meet your new insurance carrier: Slide Insurance Slide is a full-stack insurtech based out of Tampa, […]
10 Signs You Are a True Floridian
If you were born and raised in Florida, you know that there are a few things that make you undeniably a native Floridian. From the way you talk to the way you act, these are some of the top signs that show you’re a true Sunshine State resident. Whether you were born and raised here […]
How to Prepare Your Insurance for a Hurricane in Florida
When it comes to insurance and hurricanes, an old adage comes to mind. “The best time to plant a tree was 20 years ago. The second best time is now.” The point being: Now is the perfect time to go over your insurance policy. It’s vital that you understand the details of your policy and […]
How to Have a Safe & Fun Hurricane Party
Hurricane season is a time when many people start to worry about the safety of their friends and family, but as insurancejournal.com notes, Hurricane Season can be a great time to host a Hurricane Party. For those of us living in Florida—especially us natives—hurricanes are usually not a concern until they get to a category […]
Renter’s Insurance in Fort Myers, Florida: A Guide
You’re new to the Fort Myers area, and you just rented an apartment, so that means that you’re required to have renter’s insurance. You have a lot of questions: What are some things that I need to know about living in Florida? How do I find out more about my rights as a renter? And […]
What a Southwest Florida Home Inspector Will Look For
When you’re buying a home, it’s a good idea to have a professional home inspector look over the property. This home inspection checklist may help you and your inspector discover potential issues before you buy the house. What to Look For: Exterior When examining the exterior of a home, here are a few things to […]
How Your Roof Affects Your Florida Homeowners Insurance
When it comes to your Florida home insurance policy, there are some factors that can cause your homeowners premiums to be higher than other factors. The main factors are: The age of your roof is pretty straightforward: you know that the older the roof is, the more likely that it will need to be replaced […]