Hurricane Endorsements for Enhanced Homeowners Coverage
Hurricanes can be unpredictable and devastating. Is your insurance ready to protect you? Hurricane endorsements might be your answer. These are additional coverages you can add to your existing policy, ensuring you’re fully prepared for the worst. In this guide, we’ll explore how these endorsements can help protect your home and belongings when disaster strikes. […]
How to Self-Insure in FL: Is it the Right Decision for You?
In recent years, the traditional insurance landscape has seen a shift with an increasing number of homeowners in Florida deciding to self-insure. This guide delves into the concept of self-insurance, its pros and cons, and the process of implementing it in Florida. It aims to provide a comprehensive understanding of the significant financial commitment self-insurance […]
Finding the Best Rated Home Insurance in Fort Myers, FL
Finding the best rated home insurance in Fort Myers, FL can be a daunting task. With the way that the Florida home insurance market currently is, it can be difficult to know which one is the best fit for you and your family. That’s why it’s important to do your research and find the right […]
Home Businesses and Homeowner’s Insurance Coverage: What You Need to Know
As more and more people embrace the entrepreneurial spirit and start home-based businesses, it’s crucial to understand how this decision impacts your homeowners insurance. Here at Culbertson Agency, we’ve found that many Florida homeowners are unaware of the potential gaps in their coverage when it comes to home businesses. The Relationship Between Home Businesses and […]
How Does Homeowners Insurance Change When Renting a Room in Your Home?
Renting a room in your home can serve as a lucrative source of supplementary income. However, it’s critical to understand how this choice may influence your homeowners insurance. With the shift in living arrangement comes a change in how your homeowners insurance applies. Get a Home Insurance Quote Homeowners Insurance Renting a Room: What Changes? […]
How to Lower Your Homeowners Insurance Rates
The cost of homeowners insurance can be a burden, but it doesn’t have to be. With a few smart steps, you can lower your home insurance rates and save money. Whether you’re just getting started with homeowners insurance or you’ve had it for years, it’s important to know how to lower your homeowners insurance rates. […]
Residential Fencing Options: Pros and Cons of Different Types
Are you in the process of selecting residential fencing options for your property but feeling overwhelmed by the choices available? We understand that navigating through a sea of residential fencing options can be daunting, but the time invested in research before making a decision is crucial. In this blog post, we’ll walk you through the […]
Best Generator Maintenance Practices to Prep for Hurricane Season
Generator maintenance is probably far from your mind right now… But it’s that dreaded time of year again, Floridians; hurricane season is quickly approaching! We all know what usually follows – weeks (or sometimes months) of stressful preparation and massive post-storm inconveniences…the list goes on. As we’ve discussed previously, a portable conventional generator will be […]
Is Slide Insurance a Good Company?
We get asked all the time, “is Slide Insurance any good?” In the ever-changing world of home insurance, new players are emerging, each with unique approaches to attract homeowners. Slide Insurance is one such company that stands out. As a relatively new entrant in the market, Slide Insurance is quickly gaining recognition for its innovative […]
Hope for a Positive Outlook on Florida’s Property Insurance Market.
As the third-largest state in the United States, Florida is no stranger to natural disasters. Having seen its fair share of hurricanes and flood damage, it’s no surprise that the property insurance market in Florida has been unstable for some time. But with recent reforms passed by the legislature, there may be a glimmer of […]