Hurricane Season: How to Prepare in Southwest Florida
Southwest Florida is no stranger to hurricanes. Many people think that Florida only has one season: summer. Florida actually has seasons; they’re just different than other states: rainy season, dry season, lovebug season, and hurricane season. Every year, we brace ourselves for the potential of a major storm hitting our area. While we can’t always […]
When is it Time to Replace Your Roof?
Your roof is one of the most important parts of your home. It protects you and your belongings from the weather, so it’s important to make sure it’s in good condition. If you’re not sure whether or not you need a new roof, keep reading. We’ll discuss some common signs that indicate it’s time for […]
Should I Get Solar Panels? Are solar panels worth it?
There is a lot of talk about solar panels lately. More and more people are considering adding solar to their homes, but there are still some misconceptions about solar. In this article, we will answer some of the most common questions about solar panels. We will discuss the pros and cons of solar, and help […]
Home Insurance Crisis in FL: Thousands Being Dropped
It’s no secret that Florida is in the midst of a home insurance crisis. Home insurance companies are dropping thousands of Floridians from their policies, and state lawmakers are scrambling to find a solution. Later, in May 2022, they’re holding a special session to try and resolve the issue. At the Culbertson Agency, this has […]
“I Had St. Johns Insurance, So Why Am I Getting Slide Insurance?”
By now, you may have heard that St. Johns Insurance Company—one of the insurance carriers that we here at the Culbertson Agency write home insurance through—went belly up… But what does that mean if you were insured by them? Meet your new insurance carrier: Slide Insurance Slide is a full-stack insurtech based out of Tampa, […]
How to Prepare Your Insurance for a Hurricane in Florida
When it comes to insurance and hurricanes, an old adage comes to mind. “The best time to plant a tree was 20 years ago. The second best time is now.” The point being: Now is the perfect time to go over your insurance policy. It’s vital that you understand the details of your policy and […]
What a Southwest Florida Home Inspector Will Look For
When you’re buying a home, it’s a good idea to have a professional home inspector look over the property. This home inspection checklist may help you and your inspector discover potential issues before you buy the house. What to Look For: Exterior When examining the exterior of a home, here are a few things to […]
Best Fort Myers Home Insurance Rates & Companies
The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.
Best Cape Coral Home Insurance Rates & Companies
What are the best Cape Coral home insurance rates and companies? It’s important to find out before you buy a new home. With so many different homeowners insurance providers, it can be difficult to find the most affordable rates. Let us help you figure this out with our list of top 4 Florida home insurers […]
Does Florida Homeowners Insurance cover Detached Garage?
That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?