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Best Cape Coral Insurance from Top-Rated Companies

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Best Cape Coral Insurance for Home and Car Insurance

Why Choose Us?

Customizable Policies

Our offerings are tailored to meet your unique needs. You can adjust your coverage to match your preferences, ensuring that you only pay for what you need.

Competitive Pricing

We provide comprehensive coverage at the best prices, ensuring that you get value without overstretching your budget.

Dedicated Service

Under the leadership of Brian Culbertson, we’re committed to providing best-in-class service. Our focus is on ensuring that our customers are satisfied with our offerings.

100's of Positive Reviews

Our customers swear by us! One review mentioned their positive experience with insuring their home through us.

Wide Coverage

Besides home and auto insurance, we also provide life and flood insurance. Benefit from our wide range of services and manage all your insurance needs under one roof.

Local Presence

With an office in Fort Myers, FL, and serving areas including Cape Coral insurance services, we have a strong local presence. Our understanding of the local market ensures that we can provide you with relevant advice and assistance.

Brian Culbertson

Agency Principal

We're able to save money for over 90% of our new customers…

Insurance can be confusing and overwhelming. When you’re looking for the best coverage that meets your specific needs, it can feel like a daunting task.

When it comes to your Cape Coral insurance needs, the Culbertson Agency stands as your reliable and dedicated partner.

We provide a range of comprehensive and customizable insurance policies, ensuring top-quality service that suits your budget.

With decades of experience in Florida insurance, we will help you find the coverage that gives you peace of mind – at an affordable cost that fits into your budget.

What People Say About Us…

Frequently Asked Questions about Cape Coral Insurance

What types of insurance do you offer?

As a Cape Coral Insurance Agency, we offer a range of insurance options to cater to your specific needs. These include homeowners, auto, life, boat, ATV, and motorhome insurance.

You can obtain a personalized quote for homeowners insurance by visiting our website and filling out the online form. Alternatively, you can call our office to speak with an agent.

The cost of homeowners insurance varies based on several factors, including the value of your home, its location, and the level of coverage you need. On average, homeowners insurance for a $150,000 house in Cape Coral is around $3,095 per year.

Homeowners insurance typically covers damage to both the interior and exterior of your house from events like fire, hurricanes, vandalism, and theft. It can also provide liability coverage for injuries that occur on your property.

Yes, if you are planning on renting out your property, it’s recommended to have landlord insurance. This type of insurance can protect you from financial losses related to rental properties.

Absolutely! Bundling different types of insurance can often lead to discounts. Speak with one of our agents to discuss your options.

If you need to make a claim, you can do so by calling the claims department for your carrier directly.

Once you file a claim, you will be assigned a claims adjuster to your case. They will review the details of the claim, assess the damage, and determine the amount of compensation.

Cape Coral Insurance Agents

Get to Know Us

You can directly contact anyone on our team right here through our website.
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